How to make your retirement savings last through your golden years
The good news: We're all living longer. The bad news: We're all going to have to come up with a way to pay our living expenses for our longer lives. How do you make sure your retirement income lasts...
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Consumers remain committed to using credit cards, says poll
According to the National Foundation for Credit Counseling (NFCC) December online poll, consumers remain very connected to their credit cards. When asked to rank their 2012 financial resolutions, only...
View ArticleTop New Year's resolution: Pay down credit card debt
The results of the National Foundation for Credit Counseling (NFCC) December poll show consumers remain very connected to their credit cards.
View ArticleThree simple steps to make managing finances easier
Just one week into the New Year, many are finding that their financial resolutions have already fallen by the wayside. Certified financial counselors at The Village Family Service Center offer three...
View ArticleAre you letting these myths sink you further into debt?
After working in banking and financial counseling for many years, Marybeth Vigeland, certified financial counselor at The Village Family Service Center, has noticed some recurring themes about debt.
View ArticleTen tips for improving your financial health in 2012
With the first month of the new year drawing to a close, there's still time to develop a plan for improving your financial health. According to a survey by Fidelity Investments, most people are likely...
View ArticleIn retirement, how will you use your nest egg?
You've waited your whole life and now it is finally here: retirement. Savings, 401(k)s, investments. You did what you needed to get to the finish line. So now what?
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Shortage of workers looms
Survey shows manufacturing firms are confident of future. Minnesota's manufacturers remain confident in their firms' futures, as solid revenue, profitability and capital expenditure projections hold...
View ArticleHave you noticed if your paycheck is larger?
Congress recently extended the payroll tax cut, so millions of Americans will continue to receive a fatter paycheck. However, a recent National Foundation for Credit Counseling (NFCC) poll revealed...
View ArticleBefore spending your tax refund: Six tips to consider
Do you spend weeks each spring eagerly anticipating your income tax refund? When the money finally comes in, is it gone tomorrow? You're not alone.
View ArticleSmall business advice for National Financial Literacy Month
Seventy-six percent of Americans are stressed about money, according to research by the American Psychological Association, and more than two-thirds of employers say that contributed to higher health...
View ArticleDo you know how your money is doing?
Most Americans lack emergency savings or "rainy day" funds. Only 49 percent of survey respondents reported that they had set aside funds sufficient to cover expenses for three months in case of...
View ArticleBest ways to spend your tax refund: Spend small, save big
Waiting by the mailbox for your 2011 tax refund? Or maybe you've already received it and are trying to decide what to do with it. Last year, the average tax refund was just over $3,000.
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Where's the rest of my money?
Summer will be here before we know it. That means millions of high school and college students will be searching for jobs. Talk about this topic
View ArticleSteps to improve your financial literacy
Do you wish you had more control over your financial situation? The good news is that you don't need to read a textbook to improve your financial literacy. In fact, according to the Minnesota Society...
View ArticleFive financial tips for single people
Almost half of all adult Americans-or nearly 100 million people-either have never been married or are divorced or widowed. Many of these people incorrectly decide that financial planning is something...
View ArticleAvoiding the penalty on early retirement plan withdrawals
The money that you've built up in a retirement savings account can look awfully tempting at times, particularly in an uncertain economy.
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Poll reveals consumers' top financial regrets
The recent National Foundation for Credit Counseling (NFCC) online poll allowed consumers to select their greatest financial regret. Of more than 2,200 respondents, 53 percent indicated that...
View ArticleCredit cards 101: Helping college students build credit, avoid debt
American college students are swimming in a sea of credit card debt.
View ArticleDo you have unclaimed property? Here's how to find it
Sometimes money goes missing due to a change of address or a death in the family. That's when the Minnesota Department of Commerce steps in to help Minnesotans find and claim what is rightfully theirs.
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